“There is no such thing as a bad insurance policy”

That's what I tell my clients when I tell them the difference between a term policy and a cash value policy, because they like the tax- free component, but I always tell them "there is no such thing as a bad insurance policy, each type has a different job". What do I mean by that?

“I’m diabetic”

I hear that a lot, thank God not me, but I run in to a lot of people with this health issue. They want to get a policy, protect their loved ones but then they say "I'm diabetic" and it seems like people think it's a automatic decline. But it's not! Don't kick yourself for

Decisions, decisions…

From the moment we wake up to the moment we go to sleep, we're deciding. We decide what to eat, we decide how to spend our time, we decide if we should sit and watch TV for hours or should we read a book. Should we have a hamburger and ice- cream or salad and

Save money tax- free with guarantees…

Is that possible? Yes it is. Most people think about retirement in the traditional way, get a job and open a 401K and hope it grows, not understanding the rules of how these work and the future taxes you'll have on them. Is there an alternative? One is a Roth IRA but you're limited on

Get insured!

I always am thankful that I learned about this business and that I became aware of life insurance, the costs and the different plans out there. With all these viruses going around today, why not get insured? I recently insured a man for $250,000, he decided on Friday to increase his coverage to $500,000. That

Dare to dream again!

I know most people right now are just thinking where their next paycheck will come from, how will they pay rent, will they have money for food, etc. But there are always people who thrive in hard economic times. Right now the industry in the financial sector is booming, with people being uncertain about their

Life insurance and coronavirus

These are some scary times, fighting a virus that's invisible but can be potentially deadly or can affect your vital organs. People now are scared, with questions such as "what happens if I get infected? Can I still qualify for life insurance?". Just know that if you did get infected, which can happen to anybody,

The gift of guarantees

Have you seen what's going on with the stock market? People losing thousands of dollars. The hard earned cash that they accumulated, gone. People are turning on the TV only to find bad news and worse news, nothing positive to see. It's sad to see what's going on, but there is always something positive. There

Who is World Financial Group?

World Financial Group is a Broker Dealer with contracts with 70 different providers. It's a company with the mission of wanting to help families get on track financially and it also allows their agents to create a part-time income opportunity, unlike other Brokers who require their agents to be full-time. How does it work? You

Life insurance options

Today we will be taking a look at the different options available with life insurance. TERM INSURANCE Term insurance benefits In the above picture is a summary of term insurance, which can actually be divided in two categories: -Simple term -Term with living benefits A term policy, like the word says it, is for a